New York, Connecticut and Pennsylvania have recently done New Jersey a favor. The state’s neighbors have flashed a warning sign that the Garden State would do well to notice. In the past month, New York, Connecticut and Pennsylvania health insurers taking part in the Affordable Care Act (ACA) marketplace have filed their premium rates for 2018. The increases are staggering. They are part of a national trend that New Jersey will soon fall victim to if the debate over health care is not resolved quickly in our nation’s capital.